Changes to RESPA/TILA Disclosures

On November 20, 2013, the Consumer Financial Protection Bureau (CFPB) issued its final rule to integrate the Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA) disclosures and regulations. The final rule integrates existing disclosures with...
A Note from Mortgage Atlanta

A Note from Mortgage Atlanta

As we approach tax season it is important to plan closings and taxes filing in advance.  All mortgage company verify the tax returns the borrower sent to us have been filed and accepted with the IRS.  The process the mortgage company does this is through an IRS...